From time to time, the media bursts with the latest infectious disease outbreak, from food poisoning to ebola. It’s a timely reminder that in these situations, you should review your insurance cover as it affects your directors and management team’s responsibilities to your employees.
For example, Australian quarantine legislation requires the Master of a vessel to immediately notify a quarantine officer if any person on board displays a prescribed symptom, or if a prescribed or infectious disease breaks out on board the vessel prior to arrival. If the delivery of goods carried on the vessel is delayed due to quarantine activities, any loss, damage or expense caused by that delay would not be covered under a marine cargo insurance policy.
As your insurance broker, we can help to mitigate your risks and minimise what can be a significant financial impact on your business should the unexpected happen. If you would like to know more or discuss this further, please contact one of our experts and we look forward to assisting you.