10 June 2015

Infectious diseases and your workers compensation policy

From time to time, the media bursts with the latest infectious disease outbreak, from food poisoning to ebola.

It’s a timely reminder that in these situations, you should review your insurance cover as it affects your employees and workers compensation.

For example, if employees are sent to affected areas for work, your workers’ compensation policy should provide cover if that disease is contracted during the course of employment unless the employee’s actions are deemed to be ‘serious and wilful’ misconduct.

As your insurance broker, we can help to mitigate your risks and minimise what can be a significant financial impact on your business should the unexpected happen.  If you would like to know more or discuss this further, please contact one of our experts and we look forward to assisting you.

Contact our Workplace Risk  team now

Further reading

Workplace risk

What are my obligations for protecting my business's workers?


Gallagher provides insurance, risk management and benefits consulting services for clients in response to both known and unknown risk exposures. When providing analysis and recommendations regarding potential insurance coverage, potential claims and/or operational strategy in response to national emergencies (including health crises), we do so from an insurance and/or risk management perspective, and offer broad information about risk mitigation, loss control strategy and potential claim exposures. We have prepared this commentary and other news alerts for general information purposes only and the material is not intended to be, nor should it be interpreted as, legal or client-specific risk management advice. General insurance descriptions contained herein do not include complete insurance policy definitions, terms and/or conditions, and should not be relied on for coverage interpretation. The information may not include current governmental or insurance developments, is provided without knowledge of the individual recipient’s industry or specific business or coverage circumstances, and in no way reflects or promises to provide insurance coverage outcomes that only insurance carriers’ control.
 
Gallagher publications may contain links to non-Gallagher websites that are created and controlled by other organisations. We claim no responsibility for the content of any linked website, or any link contained therein. The inclusion of any link does not imply endorsement by Gallagher, as we have no responsibility for information referenced in material owned and controlled by other parties. Gallagher strongly encourages you to review any separate terms of use and privacy policies governing use of these third party websites and resources.
 
Insurance brokerage and related services to be provided by Arthur J. Gallagher & Co (Aus) Limited (ABN 34 005 543 920). Australian Financial Services License (AFSL) No. 238312