Getting your sums insured right is critical if you have to make a claim, but most business owners find them hard to evaluate and many overlook or forget what they need to do.
Get the benefit of our brokers’ expert knowledge of how recent events are shaping the availability, cost and terms of insurance cover. We look at the factors influencing market trends, how to plan to meet them and leverage your relationship with your broker to achieve a positive outcome.
Is your business likely to be threatened by cyber risk? Absolutely. If you’ve got an internet connection you’re at risk of an attack or incident that could potentially close you down or inflict financial damage. Small businesses aren’t exempt: over a third of global cyber attacks target companies with less than 250 employees. Every business needs cyber protection. That's where cyber liability...
As news headlines about the coronavirus disease (COVID-19) continue to increase, so has concern over its potential to affect employee welfare, disrupt supply chains, slow business operations and impact business confidence. Businesses should take proactive measures now to review key insurance policies and business continuity plans. Here’s an outline of...
If you’re running a business and have people in key positions who you rely on to help you steer the company, you want to be sure they’re protected if they suffer an injury at work or become ill. But if you operate in Queensland, workers’ compensation actually excludes senior managers, and in Western Australia it’s optional and doesn’t include non-working partners or trustees. Fortunately...
An unfair dismissal claim can be a stressful time for all parties involved. Whether or not the claim is accurate, the time and cost that goes into defending an unfair dismissal claim can have an outsized impact on any business. Below we outline what's involved and how businesses can protect themselves.
It’s a myth that only big businesses face the threat of lengthy legal battles over everything from unfair dismissal to sexual harassment claims, employee fraud to occupational health and safety concerns. Small-to-medium sized businesses are increasingly being drawn into legal action, at considerable cost, which can be financially devastating for both the business and its executives.
Employee crime can take on many different forms. From a retail employee stealing items of stock to a finance employee fraudulently paying invoices to themselves, employee crime is a risk that takes a surprisingly large toll on businesses of all sizes.
If your business provides services or advice of any kind, then you run the risk of one of your customers being dissatisfied. And if they’re sufficiently motivated they could bring a damages claim against you and that could involve all sorts of negatives. Here’s an outline of the sorts of situations where this could happen and how you can protect yourself.
Gallagher is proud and honoured that six of our business talents have been announced as finalists in the Insurance Business Australia Awards 2020. They were selected from thousands of nominations and will go up against the best of our broking colleagues at a national level.
You might not think about it if you’re the owner of a small business, but workplace injuries and related illnesses cost billions yearly in insurance claims – and it is a legal requirement to have workers’ compensation insurance. Here’s what you need to know to ensure your business is compliant.
Gallagher is extremely proud to be recognised as one of the World’s Most Ethical Companies for the 9th consecutive year.
Is your business booming, or does your operation use specialised products, plant or equipment? Industrial special risks (ISR) insurance provides cover for growing businesses or those with valuable assets. Here’s how it works.
If you own or run a business, managing risks in your workplace is essential to your productivity, profitability and the safety of your people. Here are some suggestions for identifying potential issues and being proactive about preventing them.
IA new cyber security product designed to help small businesses and released in partnership with Gallagher has been selected by AustCyber for government funding. BrAIn-box, a plug-in device that uses artificial intelligence to monitor a business’s computers and systems, is one of 17 recipients of almost $8.5 million from AustCyber to boost Australian cyber security.
Tapping opportunities in foreign countries calls for careful balancing of what can be achieved with what might go wrong – and planning for both.
Australians are turning to their employers for guidance as personal financial stress spikes, new research reveals. The Gallagher Employee Financial Confidence Report shows the major causes of financial stress for Australian employees include unexpected costs, insufficient savings and rising living expenses.
Last Updated March 12, 2020
Does your business have a plan for protecting employees against the coronavirus pandemic? As increasing numbers of cases are being reported it’s important to have a response in place. Here are some guidelines for containment and keeping your business’s staff safe.