Gallagher News and Insights

Insurance market update: business continuity and your Plan B

19 May 2020

Business continuity remains firmly in the spotlight amid trading downturns, lockdown restrictions and empty retail spaces, following on from the recent battering by a summer of bushfires, droughts and storms.

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How to get your business sums insured right

13 March 2020

Getting your sums insured right is critical if you have to make a claim, but most business owners find them hard to evaluate and many overlook or forget what they need to do.

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Navigating today's business insurance – Market Overview Report H2 2019

25 November 2019

The just-released Gallagher Market Overview Report delivers a big picture perspective covering structural changes within the insurance market and their impact on underwriting requirements ‒ and what this means for your business.

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Food outlet case study: business interruption insurance an essential ingredient

21 November 2019

Ask yourself, what would happen if you had to cease trading for an extended period of time? You would still have overheads and running costs to pay – except that without an income you couldn’t. And that, in a nutshell, is why you need business interruption insurance.

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Business insurance update: Gallagher Market Overview Report H2 2019

19 November 2019

Access the newly released Gallagher Market Overview Report with our experts’ analysis of the key trends in business insurance for the second half of the year.

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Global risk report identifies business interruption as the primary concern

29 July 2019

An industry report that canvasses 2415 respondents from 86 countries shows business interruption (BI) ranks first in the top 10 risks internationally and second in Australia for 2019.

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Business interruption insurance: client case study

24 July 2019

Ask yourself, what would happen if you had to cease trading for an extended period of time? You would still have overheads and running costs to pay – except that without an income you couldn’t. And that, in a nutshell, is why you need business income protection insurance.

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Forced to suspend trading? Here's how to maintain your business income

24 May 2019

Business income (BI) protection insurance looks at the level your business was trading at before an event that forces closure (such as a flood or bush fire) and can cover the resultant financial gap.

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Food producers, check your business interruption insurance cover

12 December 2018

Food producers should check their business interruption insurance cover as we move into summer to avoid underinsurance, a specialist has said.

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Case study: Gallagher broker advice ensures family business survives fire

22 June 2018

“John, you saved my family.” That’s what the owner of a burned-out Melbourne pasta factory told his Gallagher insurance broker, John Pegios, after the fire. Before taking John’s advice on insurance cover for his business, Diseb Food Group owner Tony Di Sebastiano had sourced his own insurance online.

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Don’t let suspending operations put you out of business

12 September 2017

Industry intel suggests most small business insurance policies would fail to adequately cover a SME if  forced to temporarily cease trading. Here’s why business income protection insurance deserves your close attention.

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What to do when rain stops play - business interruption and the fertiliser services industry

28 February 2017

A wet winter and turbulent spring can play havoc with farmers across the nation – but it can have a knock-on effect for the fertiliser industry as well.

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SA power outage: how would your business cope?

04 October 2016

Small businesses across South Australia face an anxious wait to see if their insurance policies will pay out on losses caused by last week’s state-wide blackout.

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Someone just pressed STOP on your business

22 April 2016

Have you ever indulged yourself for a few minutes and played the “what if…” game? You ask yourself “what if an armed robber took 60% of my stock…?” or “what if a fire destroyed my showroom and closed my business for six months?”

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Has your enterprise suspended trading? Here's how to maintain business income

10 June 2015

Business income (BI) insurance looks at the level your business was trading at before an event that forces closure (such as a flood or bush fire) and can cover the resultant financial gap.

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