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Gallagher News and Insights

Rebuild your business after bushfire

15 January 2020

Returning to something approaching normal can seem a monumental task in the aftermath of a disaster like a major fire, but statistics show the sooner you can resume trading the more likely your business will be to survive.

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Top business insurance insights, a year in review

20 December 2019

We take the opportunity to revisit the posts our blog visitors read the most from the last 12 months, outlining key points to be aware of across the market. Included: transport sector challenges, the background to the combustible cladding issue, how to get a competitive deal on insurance cover, and affirmative action on gender equality in the insurance industry.

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Does my business need product liability insurance?

19 December 2019

Quality standards in Australia are high – but accidents and oversights do happen. If your business produces, sells or transports consumer goods they can present potential hazards to members of the public. Here’s what you need to know about this risk and how you can protect your business.

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Surviving a fire: critical steps

06 December 2019

If you have to deal with a fire threatening your property preparedness is the key to survival. If the threat is imminent here are some of the critical points to follow, from surviving the fire itself to what you need to do to support an insurance claim for damage to your property or business premises. Always remember that property can be replaced but your life cannot. Fires are extremely...

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Why family businesses need D&O insurance

18 November 2019

All companies need good governance, and that includes family-run enterprises. These decision-makers who steer the direction of the organisation and strategise for profitability and growth also deserve protection.

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How would your restaurant or cafe stand up to a tax audit?

15 November 2019

Restaurateurs, how would your business fare in a tax audit? Cafes and restaurants operating on a cash only basis are the focus of an Australian Tax Office’s (ATO) clampdown on the illegal cash economy. 

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Construction insurers are playing it safe and insureds should too

13 November 2019

The effects of the past 12 months on the insurance market mean that a climate of caution is affecting the construction industry at all levels, warns Gallagher Head of Construction - Australia and Asia Roger Irvine.

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The business trends shaking up the food service sector

08 November 2019

‘Dark’ kitchens, aggregated dining apps, plant-based meat and the rise of the gastro pub – the food service industry in Australia is changing, but one trend is a constant: we like someone else doing the cooking.

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We just want to be paid: protecting your construction business from insolvency risk

31 October 2019

Insolvencies are on the rise in Australia. Reports published by the Australian Securities and Investments Commission (ASIC) showed that the number of companies entering external administration increased by 7.3 per cent in the 2015/16 financial year, continuing a long term trend of rising insolvencies in Australia.

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Flexible insurance solution keeps historic pub open

28 October 2019

This historic family-run pub in Tasmania was facing enforced closure when the existing insurers declined to renew the policy. But Gallagher Tasmania’s Dan Quintin wasn’t prepared to see the local institution close its doors.

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Gallagher Rising Stars: meet Dominic Pearl

25 October 2019

The Gallagher Chief Executive Rising Stars Program for 2019 is aimed at nurturing skills development and fast-tracking the careers of promising staff members through a combination of workshops and practical hands-on challenges to solve business problems.

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The insurance implications of non-compliant cladding for the construction industry

23 October 2019

The issue of non-compliant cladding continues to cast a shadow over the construction industry globally - and has professional indemnity insurance implications for construction companies, architects and other related professionals.

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How do you protect the value of your winery?

16 October 2019

Heritage buildings, legacy formulas, prize-winning vintages. Vines that came to Australia under sail, roots wrapped in sacking, in some cases. It can take years to make a great wine. How do you protect the value of your winery?

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Road access for multi-trailer double combinations essential for freight task

15 October 2019

New A-doubles and B-triples with broader PBS road access ratings are leading the way to improving road freight capacity, but are we moving fast enough?

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Tips and tools for managing subcontractors

14 October 2019

Managing subcontractors effectively is crucial to productivity and profitability. Experience, organisation and effective communication are all important factors. Here we nail down some of the common issues and their solutions.

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4 steps to ensuring your business is ready this bushfire season

10 October 2019

The spring of 2019 has ushered in a high risk bushfire season over most of Australia. If your business operates near bushland or trees your premises and staff are at risk from a bushfire outbreak. The time to prepare is right now and these are the critical steps to take to protect your staff, your premises and being ready for evauation if necessary.

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Why shared family business culture matters

08 October 2019

The eve of the Great Depression doesn’t seem like the most auspicious time to start a business, but that’s what the Gallagher founder did, in a basement in Chicago in 1927.

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How to meet the hard to place transport insurance challenge

04 October 2019

In today’s toughening insurance market having a previous claim or claims in your history could disadvantage you considerably, especially if the costs were substantial.

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Are you bushfire ready? Our broker tips for managing your risk

03 October 2019

Home and business owners should be aware that prolonged dry conditions across Australia mean that large parts of the country are under threat. To protect your business assets do check your paperwork, ensure your figures for the value of your business are up to date, take preventative measures and have an evacuation plan.

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How can vintners win the contamination challenge?

02 October 2019

Contamination spoils wine. It can make it taste and smell wrong, affect the texture, change the colour and distort the character. It is also a very difficult risk to manage in the vinification process.

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