One of the questions we are asked a lot is, "Why do I need an insurance broker?". We've compiled 7 signs that indicate your business needs the help of an insurance professional.
From venerable traditions Australia’s wine industry has embraced the productivity gains and cost savings achieved by technology. But what happens when a system fails?
With Australia’s beleaguered rural sector lobbying for increased protection in the face of drought and weather event risks, the Gallagher acquisition of specialist AgriRisk positions us to better meet the needs of agribusinesses.
‘2019 will be the year of the vegan’, predicted The Economist in December last year, claiming in a feature that the no-animal-products diet is set to become mainstream and citing McDonald’s McVegan burgers as proof.
Australia is a world class wine making country, with exports climbing 10% in 2018 to $2.8 billion, but industry operations may have environmental impacts, and require proactive management.
After weathering one of the worst crop yields on record, Australians on the land and in regional areas are looking to the Federal Government to make provisions for support as hotter, drier conditions are confirmed to be a continuing trend.
Heritage buildings, legacy formulas, prize-winning vintages. Vines that came to Australia under sail, roots wrapped in sacking, in some cases. It can take years to make a great wine. How do you protect the value of your winery?
It’s not all bushy beards, tasting notes and bragging rights in the craft brewing space. The nature of the industry and how it operates commercially raises issues around safety in particular.
Farm ownership and management calls for planning, managing resources, taking the long view when it comes to riding out fluctuations in seasonal returns. Sound business sense is essential to survival - but there's one area that tends to be a blind spot.
When you rely on crop yield, insurance protection is vital. But traditional farm insurance may not cover some of the threats farmers face, and that's why it pays to invest in the broader cover provided by multi-peril crop insurance.
If you're in the farming sector, you’re probably well prepared for the everyday mishaps that can interrupt work. A bit of rain, malfunctioning equipment, illness – you can handle it all.
Having the right farm insurance program can make the difference between your farm surviving in the face of a challenge or going out of business for good.
Reputational insurance cover is more important than ever for food producers thanks to regulatory and customer changes, as your reputation is what makes people buy your products, a Gallagher specialist has said.
A management liability policy can help cover your farm from the risks associated with running a business.
Product recall insurance is now a “must have” for food production firms according to a Gallagher specialist.
As food production businesses look to utilise new practices to create extra efficiency or to use improving technology within their business, they could also be unwittingly increasing their environmental risk exposure.
Technology is changing the food production industry. Smarter growing techniques, more efficient transportation and delivery and automation within factories and warehouses is bringing untold opportunities to the industry.
Food producers should check their business interruption insurance cover as we move into summer to avoid underinsurance, a specialist has said.
When people think of farm insurance, they think of home and contents, vehicle and crop insurance but it actually covers a variety of different areas with one of the most misunderstood being farm interruption.