Australian broadacre crop growers face one of the riskiest environments in the world, with climate change set to deliver increases in the frequency and severity of extreme weather events. Following the withdrawal of most multiperil crop insurance products over the last 2 years, growers have been left exposed to a variety of risks. Now a new form of protection, Weather Index Insurance, has...
The COVID-19 pandemic has challenged Australia’s food production sector on all fronts — from a spike in distribution and transportation demands following a period of panic buying through to declining exports and slowing trading conditions in key markets such as China.
From venerable traditions Australia’s wine industry has embraced the productivity gains and cost savings achieved by technology. But what happens when a system fails?
The just-released Gallagher Market Overview Report delivers a big picture perspective covering structural changes within the insurance market and their impact on underwriting requirements ‒ and what this means for your business.
Access the newly released Gallagher Market Overview Report with our experts’ analysis of the key trends in business insurance for the second half of the year.
Heritage buildings, legacy formulas, prize-winning vintages. Vines that came to Australia under sail, roots wrapped in sacking, in some cases. It can take years to make a great wine. How do you protect the value of your winery?
Contamination spoils wine. It can make it taste and smell wrong, affect the texture, change the colour and distort the character. It is also a very difficult risk to manage in the vinification process.
It’s not all bushy beards, tasting notes and bragging rights in the craft brewing space. The nature of the industry and how it operates commercially raises issues around safety in particular.
With tinderbox conditions prevailing across large areas of Australia, those in the affected areas should prepare for an early start to a prolonged bushfire season, authorities warn. The east coast of New South Wales, Queensland, Victoria and Tasmania, as well as parts of southern Western Australia and South Australia, face increased bushfire potential resulting from an unusually warm and dry...
One of the questions we are asked a lot is, "Why do I need an insurance broker?". We've compiled 7 signs that indicate your business needs the help of an insurance professional.
With Australia’s beleaguered rural sector lobbying for increased protection in the face of drought and weather event risks, the Gallagher acquisition of specialist AgriRisk positions us to better meet the needs of agribusinesses.
‘2019 will be the year of the vegan’, predicted The Economist in December last year, claiming in a feature that the no-animal-products diet is set to become mainstream and citing McDonald’s McVegan burgers as proof.
After weathering one of the worst crop yields on record, Australians on the land and in regional areas are looking to the Federal Government to make provisions for support as hotter, drier conditions are confirmed to be a continuing trend.
Farm ownership and management calls for planning, managing resources, taking the long view when it comes to riding out fluctuations in seasonal returns. Sound business sense is essential to survival - but there's one area that tends to be a blind spot.
When you rely on crop yield, insurance protection is vital. But traditional farm insurance may not cover some of the threats farmers face, and that's why it pays to invest in the broader cover provided by multi-peril crop insurance.
If you're in the farming sector, you’re probably well prepared for the everyday mishaps that can interrupt work. A bit of rain, malfunctioning equipment, illness – you can handle it all.
Having the right farm insurance program can make the difference between your farm surviving in the face of a challenge or going out of business for good.
Reputational insurance cover is more important than ever for food producers thanks to regulatory and customer changes, as your reputation is what makes people buy your products, a Gallagher specialist says.
A management liability policy can help cover your farm from the risks associated with running a business.
Product recall insurance is now a “must have” for food production firms according to a Gallagher specialist.