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Gallagher News and Insights

Is your SME vulnerable to insolvency risk?

13 March 2019

Small to medium-sized enterprises (SMEs) represented the largest number of external administrators’ reports in 2018, according to a recent Australian Securities and Investments Commission (ASIC) report, which also identified industry sectors at highest risk. Here's how this could affect your business.

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How trade credit insurance provides stability in uncertain times

20 December 2018

Trade credit insurance is more than a back-up for businesses that trade on credit terms. It also enables growth through expanding sales channels and volumes, making it a valuable strategic tool for increasing turnover and profitability.

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ASIC insolvency report highlights SME risk factors

12 December 2018

A new report from the Australian Securities and Investments Commission has highlighted growing numbers of insolvencies in certain industries, with SMEs making up the bulk of external administrators’ reports in 2018.

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Surety bond take-up soaring, says Gallagher specialist

21 November 2018

The take-up of surety bonds as an alternative to bank guarantees is soaring and shows no sign of slowing, says a Gallagher specialist.

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10% of Australian manufacturers face closure if they lose one customer

26 April 2018

While the Australian manufacturing sector is enjoying an unprecedented boom, the industry remains highly volatile, with many businesses facing closure if they were to lose a single customer.

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Can your business survive a bad debt?

10 June 2015

If you have a bad debt of $120,000 and work on a margin of 5%, then you need to generate $2,400,000 of sales to make up the lost profit.  

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